Financing for Heating & Air Conditioning Systems

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and convenient payment terms/options with multiple discount opportunities. Financing available with approved credit.

We pride ourselves on three core initiatives:

  • CUSTOMER FOCUSED
  • CONVENIENT APPROVAL PROCESS
  • FLEXIBLE AND AFFORDABLE PAYMENT ARRANGEMENTS

Microf helps restore the Heating/Cooling needs of the consumer with an affordable monthly payment by promoting our lease purchase financing solution to select distributors across the United States. These strategic partnerships grant Microf access to a preferred network of trusted HVAC sales and installation professionals.

Contact Crossville Heating and Cooling today to learn more at 1 (888) 420-4822!


It’s often possible to save for big-ticket items for the home, however at times an unexpected HVAC repair or installation may come at an inopportune time. New systems can be costly and need to be installed right away. Crossville Heating and Cooling provides HVAC installation, repair and maintenance services to commercial and residential customers throughout the Upper Cumberland region. As a part of our commitment to providing cost-effective solutions, we offer HVAC financing.

HVAC Financing Programs for Home Systems

If you are located in the Middle Tennessee Area and need HVAC financing, Crossville Heating and Cooling is here to help. Our team is made up of NATE-certified, factory-trained technicians who receive ongoing training. We carry first-rate parts and equipment. In addition to that, we are dedicated to pairing customers with affordable HVAC solutions. Our HVAC financing makes it easy for people to enjoy today’s best heating and cooling products.

Financing Available With Approved Credit


Financing is also available through First State Bank.